Strong Customer Authentication SCA Guide

The PSD2 is the 2nd EU Payments Service Directive.

The directive builds on three key areas of legislation first brought in with the original 2007 Directive. These areas include increased consumer rights in payments, creating a level playing field by bringing into scope the regulation of third-party access to account information and enhanced security.

Enhanced security refers specifically to a set of requirements called Strong Customer Authentication (SCA). These requirements have far-reaching implications for any business with an online presence.

This guide will explore SCA, who and what it affects and how businesses can prepare for the requirements taking effect.


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